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What is it, Sharon?" he asked, seeing the look on herface."That's not what he called it when he was over for dinner Friday night,"she said. "He called it a swap."Jack shrugged."People often throw the term 'swap' around when they mean somethingelse, although I don't think I've ever heard reinsurance described thatway. Reinsurance is one insurance company paying a premium to anotherinsurance company to cover a potential loss insured by the former. Thereis a possibility of something called a retrocession, in which thereinsured loss is ceded back to the original insurer. Maybe that's whathappened here." No," Jocelyn said. "It was a straight financial reinsurance deal, witha two year term." Could it have been done using a noninsurance contract? Like some kindof derivative?" Jack asked. Jocelyn didn't think so, but promised tocheck it out."Be discreet," Jack said. "Until everyone calls, you really don't knowwho's holding what cards."Jocelyn agreed."Jack," Sharon asked softly, "will you. Don’t be trying to call anyone or anything though. We just need to use your home for a bit and then we’ll be outta here and leave everything just like we found it, ok?“What the hell do you mean you’re gonna stay here, this is my home and if you don’t leave right now I’ll call the police. How did you get in here anyway”, she asks?“Your garage door was open so we just pulled in and came in through the garage, don’t worry though we closed the door for you”, he said seriously, before adding. “Ma’am I said we don’t mean you no harm, I didn’t say we wouldn’t harm you if you give us reason to. There ain’t gonna be no calling no police you here that. You can watch TV or do whatever you want but stay away from the phones, you hear? You weren’t supposed to be here ma’am. We thought you’d be at work and we could just use your house for our business and be gone before you or anyone knew we were even here. Where is your old man, is he and the k** where they’re supposed to be today?“He’s at work.
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