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So over the years we put together a number of plans that would help lessen the estate tax hit. This is kind of complicated but I know you’ve got a degree in business so I’m hoping it won’t be completely foreign to you. First of all, right now California doesn’t collect estate tax – thank goodness. It is really just taking a portion of what is owed to the Feds, but it adds a level of complexity we don’t need. And right now the exclusion for Uncle Sam is a bit over five million. Do you understand that?”Kate shook her head. “No, not really.” she said as she sipped the hot tea, taking comfort from its warmth.The taste and smell felt familiar and reassuring, but then the memories crowded in and her mind wandered. She had learned about fresh brewed tea from her mother who drank it every day, and they’d often shared a pot on weekend mornings when they were alone in the house, especially on those icy Chicago winter days. When was the last time she’d even had freshly brewed tea? Certainly. Dave got married first in 1985, and my wife and I got married a few months later in the spring of 1986. My wife and I had always been open about our sex lives, history, desires, and kinks. Dave never liked to discuss anything after he was married, so we never talked about anything that happened. He and his wife never discussed sex, and he had told me they held sex a very private matter. Dave woke up in the middle of the night, still pressed against me tightly. His cock was still hard and laying between the cheeks of my ass through his boxers. Dave immediately began to apologize profusely as he turned over onto his back and moved to the side of the bed. I told him it was nice and that I enjoyed it, but he kept telling me how sorry he was. I was now laying on my side facing Dave and trying to console him. I reached my hand toward him, reaching inside the baggy waistband of his underwear griping the shaft of his cock. I had forgotten how thick his cock was, he was only slightly longer.
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